The Complete Digital Sourced Data Set for Lenders Now offering Fannie Mae Income Calculator

Analyze all documents with AI!
Digital
Financial Statements and Data
Instant Validation of Borrower Assets via our direct
connectors to financial
institutions
Instant Payroll Data

via our direct connectors
to Payroll and W2 providers
Automated Tax Transcripts
Unique end-to-end
automation of 4506-C
processing
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Fannie Mae Income Calculator

Calculating self-employed income can be tedious and complex, but with Fannie Mae's cutting-edge solution, lenders can run a self-employed income calculation through PointServ's interface in seconds! Be eligible for enforcement relief of rep and warrant on the income calculation and maximize the borrower's income by utilizing all allowable data points from the tax return.

Please, click here contact us today to sign up and begin taking advantage of this new offering.

Empowering Loan Professionals with AI: Chatting with Borrower Documents through PointServ

Traditionally, dealing with vast volumes of financial documents has been a time-consuming and often daunting task for loan professionals. However, PointServ's integration of AI technology now makes it possible for them to have interactive conversations with these documents.

Imagine loan officers and underwriters being able to ask questions, seek clarifications, and gather insights from paystubs, tax documents, bank statements, and W-2 forms through a chat interface. This innovative approach drastically simplifies the document review process and makes it more intuitive and efficient.

Instant Validation of Borrower Assets and Financial Statements

Through PointServ's proprietary connections lenders have access to a best-in-class solution that provides full and complete borrower account information from all top financial institutions in the USA and the UK. Our asset reports include the actual PDF financial statements issued by the institutions as well as all account transactions and data in an XML format so they can be easily imported into your LOS. We provide the full transaction history of the account since it was opened and complete account information including the owner's name and address, account number and type and all other relevant data points.

PointServ is a Fannie Mae Authorized Report Supplier for Asset Validation Reports (VOA).

Third-party service provider for Loan Product Advisor© asset and income modeler (AIM).

Streamlined IRS
Tax Transcripts

PointServ offers a fast, digital solution that allows borrowers to quickly review and e-sign the 4506-C from any device. We leverage proprietary technology and our direct relationship with the IRS to help our clients achieve low rejection rates.

PointServ is a Fannie Mae Authorized Report Supplier for Tax Transcript Validation Reports (VOI).

Instant Income and Employment Documents and Data

PointServ has developed the largest and most diversified portfolio of data source connections. We deliver instantly borrowers' W2, Paystubs and Tax Return documents directly from the IRS and all top tax and hr providers. Data is returned in a digitized format so it can be mapped directly into your underwriting engine creating efficiencies and significantly reducing your turn times.

How it works...

for 4506-C E-Sign

for Digital Sourced Documents

About Us

PointServ was co-founded in 2009 by two accomplished mortgage and tech professionals with a vision to create a more efficient loan origination process. Our executive team has over 20 years of experience building innovative mortgage technology solutions. PointServ's proprietary technology directly sources all financial documents needed for a loan, eliminating fraud while creating a better experience for your customer.

By providing direct access to borrowers' financial data, PointServ serves banks and lenders in a growing number of consumer finance verticals including: Mortgage, Small Business, Credit Cards, Student Loans, Auto finance and Personal Lending.

News

Oct 16, 2024
NEW Automation Helps You Verify Employment with Ease and Confidence

PointServ’s lender customers can benefit from LPA’s assessment of employment R&W relief eligibility prior to closing – the latest automation enhancement from Freddie Mac’s Loan Product Advisor® (LPASM) asset and income modeler (AIM).

In collaboration with Freddie Mac, we’re committed to helping our customers efficiently close loans. Learn more about this latest enhancement here: AIM Releases and Resources - Freddie Mac Single-Family

Dec 18, 2023
PointServ Integrates With Fannie Mae’s New Income Calculator

BURLINGAME, Calif., December 18, 2023 (Newswire.com) - PointServ, a leader in Asset, Income and Employment Verifications in the mortgage space, announced today its integration to the new Fannie Mae Income Calculator. PointServ is one of the initial technology service providers that supports the new Fannie Mae offering. Calculating self-employed income can be tedious and complex, but with Fannie Mae’s solution, lenders can run a self-employed income calculation through PointServ’s intuitive interface, which could help increase certainty of loan quality.

more
Oct 09, 2023
PointServ Introduces 'Chat With Trusted Docs': A Powerful AI Technology for Analyzing Borrower Financial, Income and Employment Documents

In the ever-evolving landscape of consumer lending, staying at the forefront of technology is key to providing truly innovative and client-focused services. PointServ, a leader in the field, has once again raised the bar by announcing today a groundbreaking AI-driven solution that enables loan professionals to engage in seamless conversations with a borrower's verified financial documents. “Imagine having the ability to chat with paystubs, tax documents, bank statements, and W-2 forms as if they were colleagues in a meeting room – this is the transformative power of PointServ's AI technology,” said Iavor Boyanov, Co-Founder and CTO of PointServ.

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Mar 07, 2023
PointServ Offers Instant 4506-C Tax Transcripts via New IRS API

PointServ announced today that the company now offers INSTANT IRS Tax Transcripts returned directly from the IRS Income Verification Express Service (IVES). Unlike traditional 4506-C workflows, the new process does not require any forms or signatures. Instead, borrowers complete a simple step on the IRS website to securely authorize transcript delivery.

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Nov 21, 2022
PointServ Partners with Blue Sage to Lower Borrower Verification Costs

Blue Sage Solutions LLC, developers of the mortgage industry’s leading browser-based, end-to-end mortgage lending system, announced it has partnered with PointServ Technologies, a pioneer in providing borrower asset and income data, to integrate PointServ’s borrower verification products into the Blue Sage Digital Lending Platform.

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PointServ - Customer Support
1633 Bayshore Hwy, Suite 340
Burlingame, CA 94010

E-mail: support@pointserv.com
Office: +1 (855) 298-8400
Fax: 650-681-4203